Metamo PLA

In an era where rapid digital transformation is a strategic priority, Metamo is proud to present Metamo Personal Lending Automation (PLA), powered by Quantum AI.

We are revolutionising the lending process, bringing to you an efficient, intelligent, and future-proof solution that aligns with your strategic priorities. Together, let’s transform the future of Credit Unions.

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Revolutionising the lending process

We understand that many Credit Unions strive to increase lending volumes but are often hindered by manual, paper-based processes and compliance risks. To that end, we’ve designed and integrated an end-to-end AI solution to automate loan applications, processing, and approvals, thereby significantly increasing efficiency.

With our end-to-end AI loan decision solution, outcomes of loan applications can be delivered within minutes, allowing you to serve your members more effectively and promptly. Whether the applications are submitted by members via the website or app, or by staff, Metamo PLA is continuously available to ensure streamlined operations.

Application which includes Open Banking journey

Member applies for the loan online/over the phone/in branch. Member provides consent to access their bank account information via Open Banking

Assessment by Metamo PLA

Metamo PLA decision engine analyses Open banking, CCR, Underwriting rules & AI Prediction in minutes.

Decision by Metamo PLA

Decisioned in minutes – either full Auto Approval or the loan application will be Referred to the Loans officer with a detailed summary report highlighting the key areas that need to be reviewed.

Notification to member

Immediate SMS/EMAIL confirmation of application receipt, SECCI & status of loan application

The power of Metamo’s PLA is demonstrated by real results

Applications Processed

We have already processed over 21,000 applications, with more than 35,000+ projected by year’s end

Lending Volume

We have also achieved €154 million in lending volume, with a robust projection of €250 million by the end of the year.

Efficiency

The solution’s efficiency is highlighted by the fact that 50% of the applications receive a decision in less than 10 minutes.

Real-time insights and reporting

Harnessing the power of Salesforce, Metamo PLA offers real-time insights and reporting, allowing both management and the board to make informed decisions. Our solution is a cloud-based platform offering a full suite of workflow and security enablers, ensuring secure, seamless operations for your Credit Union.

What’s more, we provide detailed support to Credit Union staff, both during the Go-Live phase and for ongoing operational needs.

Future-proofing your operations

Our solution is not just about meeting present needs but also about future-proofing your operations. We’ve designed Metamo PLA with Credit Unions for Credit Unions, standardising Credit Policy and underwriting rules while integrating fully with core banking platforms.

The AI loan decision analysis utilises your Credit Union’s historical data, providing real-time insights and reports. This enables your Credit Union to stay at the forefront of community banking innovation.

Learn more about Metamo PLA

Commitment to innovation

As part of our commitment to innovation, Metamo continues to work with leading financial technology from partners such as; Fern Software, Salesforce, Plaid and Quantum AI.

This strategic collaboration ensures that our lending solution is not just an incremental improvement but a leap forward in loan processing methods, surpassing the technology used by banks and other financial institutions.

Get in touch with us

Our Metamo team is always available to assist you.

[email protected]
066 971 6910

Our Metamo team is always available to assist you.

[email protected]
066 971 6910